Whether it’s your daily mode of transport or a source of recreation on the weekends, bicycle insurance is fast proving to be an essential type of cover. Whilst many don’t feel like they ought to insure road or mountain bikes, it’s the kind of policy that really does help should you need to claim. For those asking the all important question, “should I insure my bicycle?” We’re providing a resounding, “yes”. Here’s why…
They're not an inexpensive item
If you’ve insured your smartphone and laptop computer, why wouldn’t you insure your bike? This train of thought revolves around the idea that a bike is at as much risk as electronic items are. In fact, some might argue that the risk is even higher as you cannot blacklist a bike once it is stolen, the same way that you can blacklist a stolen phone. Furthermore, bicycle insurance helps to safeguard the initial financial outlay that comes with purchasing a quality bike in the first place.
Don’t ride it out, get mountain bike insurance